FAQ

Frequently Asked Questions

Should I have a traditional gift registry and downpayment registry?

Generally we recommend focusing all your attention on one registry.  If you have a complete traditional gift registry for “stuff” and then a house downpayment registry, it is too difficult for your friends and family to know which is most importan...

What does is cost? Are there fees?

downpayment.gift is completely free to our users and gift donors.  We do not charge fees to start a registry, receive contributions, or make a gift.  The card processing fees from our processing platform on NO passed on to users or gift donors.  I...

How soon after we get engaged should we start the down payment registry?

We recommend starting the down payment registry right away.  t is fast and simple and gets that out of the away...no temptation to think about department store gifts, Zola, Amazon and other junk.  It also gives you plenty of time to discuss and pr...

Why is this site different than all the other crowdfunding options like GoFundMe,others?.?

downpayment.gift is focused on a providing a gift registry, crowdfunding, for down payments specifically. We understand the guidelines involved and the kind of information brokers will be looking for as they assist with obtaining a mortgage using ...

Can my wedding guest donate with a credit card?

Yes, via our secure processing partner Stripe, your registry will allow both credit and debit cards to be used as payment options.  Secure checking ACH transactions are coming soon too.

Why do I need to connect to Stripe to a bank account in the app?

During the sign-up process, you’ll be prompted to connect to Stripe. Stripe is the payment processor we partner with for handling credit and debit card transactions, as well as the subsequent transfers to your bank account.  When connecting to Str...

Can I get my identity stolen by using your website?

downpayment.gift does NOT store any personal sensitive information about your finances, banking history, social security number, or any other data that’s particularly useful for identity fraud. We only store your basic contact information and user...

What should I say in Our Story on my registry page?

This is your opportunity to tell wedding guests what’s meaningful and inspiration about your relationship as a couple.  You can explain to them why saving up for a down payment to purchase a home together is an important aspect of your future toge...

What type of security and encryption do you employ?

We use 2048 bit transport layer encryption, also known as SSL/TLS. Our partner Stripe’s security uses AES-256 encryption on sensitive data and is certified as  PCI Service Provider Level 1 .

Is this registry made public on the Internet?

No.  We currently don’t have a public directory of open registries, so your registry won’t appear in searching list or elsewhere. However, anyone who has the right web address, "share url," will be able to access your registry.  Having a registry ...

What if nobody gifts me any money? Won’t I look silly?

No you will not look silly, ‘cause if you not receive any gifts, you probably did not share the registry with friends, family and wedding guests. They never knew about it! Seriously, if the down payment gift registry fails to raise any funds, it i...